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What insurance coverage do I have? What additional insurance should I take out?

Insurance Coverage During Stays Abroad

As an employee of Freie Universität Berlin, you are covered by statutory accident insurance through Unfallkasse Berlin during approved business trips. This coverage applies exclusively while carrying out your official duties.

As neither the European Commission, the German Academic Exchange Service (DAAD), nor Freie Universität Berlin assumes liability for personal injury, property damage, or financial loss incurred during the mobility period, it is strongly recommended that you take out the following additional insurance policies:

  • International health and travel insurance (including medically necessary repatriation)
  • Liability insurance (professional and personal liability)
  • Accident and disability insurance
Tip – DAAD-Group-Insurance:
As an Erasmus+ grant recipient, you have the option of taking out the affordable Group-Insurance of the DAAD, which combines health, accident, and liability coverage specifically for stays abroad.